Key to Your Mortgage
The key to our service is professional, personable and proactive advice on the best finance for you.
A mortgage is one of the biggest investments you’ll ever make, so it’s paramount to get it right, and get the best value for you and your family.
It can often feel like a minefield, so it’s fundamental that you get professional advice from someone who can steer you towards the most appropriate products and help you through the process with the minimum of stress.
Key to Your Finances
We understand a portfolio of different products and options, whether you are;
- A first-time buyer, embarking on your first, exciting venture in to property
- Re-mortgaging or taking out a further advance to move home, or raise additional finance.
- A landlord, funding a buy-to-let property.
- An existing home owner looking for a lump sum through equity release.
Key to Your Peace of Mind
Once you have your mortgage in place, you’ll need to carefully consider the options about protecting yourself against life’s unexpected events, with life assurance, critical illness cover or income protection.
With offices located in Hatfield, Hertfordshire, we are ideally situated for those living in Hatfield, Welwyn Garden City, St Albans, Harpenden, Watford, North London and surrounding areas.
We work flexibly and can therefore offer early morning and evening appointments to suit your schedule. Whatever you need, we’re here to help. Based in Hatfield, Hertfordshire, we cover all the surrounding areas, including St Albans, Harpenden, Watford and North London. And we’ll fit around your schedule, with early morning or evening appointments.
I am pleased to recommend Nick, who assisted us with sourcing a critical illness policy. His knowledge and advice were much appreciated, as was his patience whilst we considered how to proceed. Thoroughly recommended.
I met Nick via a breakfast networking group a few years back. Nick got me my mortgage this year. I always found him to be personable, knowledgeable and helpful with advice and readily recommend his services.
The kind of adviser we all need – personable, efficient & reliable. His advice has proved invaluable and I would not hesitate to recommend his services.
Nick helped me a great deal, his knowledge was invaluable. He was patient, honest in his advice, and a pleasure to deal with. I would not hesitate to use Nick again in the future.
I met Nick Lofthouse through a business networking group and over the years we have built a superb working relationship. Nick is very knowledgeable in his industry and always willing to give good advice. I have always known Nick to be very professional and will always put himself out to help you. I can highly recommend Nick as a Financial Adviser.
I’ve known Nick for a couple of years. Recently he helped set up a family trust on behalf of my mother. During the process Nick was knowledgeable, helpful and extremely patient. It was a pleasure dealing with Nick and I highly recommend him.
Nick is a very calm person who approaches the client’s needs from an onlooker’s capacity which enables the person to think out of the box they are in and work on a viable solution with Nick. Very proactive in dealing with a client with promotes trust and confidence in decisions.
On a personal level, I have known Nick for nearly 25 years. Six months ago, we started working together on a business level. Nick has always been very easy and comfortable to talk to and he has a very calm and level-headed approach to life. He has such sound knowledge of the financial industry that I wouldn’t hesitate to ask for his help knowing that I could trust his advice to be honest and relevant to me. I’ve enjoyed working with Nick and look forward to doing so again in the near future!
The combination of expertise and client-friendliness is a difficult balance to get right. Nick manages that all the time – he takes the sting out of tricky financial issues by ensuring I get the relevant info and advice.
Nick explains things in plain English and takes away the hassles of trying to work out financial savings plans and mortgages and I trust the results I get for me to be confident about actioning.
I have only recently been introduced to Nick by a well-regarded IFA and Accountancy practice. Nick responded from the outset with complete empathy and professionalism to my financial requirement. He clearly invested the time and effort into bringing together the right options and grasped all the key elements of my request. Nick has a very personable approach to working with his clients which has been evident from my experience – driven by his client’s needs and expectations which is refreshing – if you need financial guidance, opinion and a great range of personal financial products I have no hesitation in recommending Nick. Great service is difficult to come by – my experience was GREAT!
Nick knows his stuff and delivers. Sadly that’s all too rare nowadays.
If you need mortgage advice, and action, Nick’s your man.
Family life is busy, and when you add moving house to the mix it gets even busier! Working with Nick from Key Financial Advice was an absolute pleasure. Knowing that the financial decisions we were about to make were sound, and having confidence that Nick would find us “a good deal” was priceless. He posed tough questions in a gentle way, dealt with personal information sensitively, replied to emails promptly, met with us at times that suited us, and most importantly, found us competitive financial products that were affordable and met our needs. I would have no hesitation in recommending Key Financial Advice.
Nick was recommended to me by several friends who have all used him independently, so I already felt like I was in safe hands. Working long hours can make it difficult to see a financial advisor, but Nick offered to visit my house in the evening which made the whole experience much easier. Nick was able to match my requirements perfectly and found me a mortgage which fitted all of my (rather inflexible!) parameters. Nick also displayed enormous patience when my circumstances meant that I had to delay remortgaging. I am delighted with the service that I received from Nick, so much so, that I am now using his services to review other aspects of my finances, including payment protection and critical illness, as well as recommending him to several of my friends
Nick arranged my first mortgage for me 9 years ago so I didn’t hesitate to contact him again for my next move. Nick was very quick to gather information and give us an idea of the lenders and rates that were available to us. The information was presented to us in a clear way so that we could easily compare the quotes and see what we could afford. Nick also spent time explaining and setting up all our insurance needs from homes and contents to critical illness cover. To have him set it all up has been extremely easy and helpful for us. I cannot recommend Nick highly enough.
I am a professional landlord and Nick at Key Financial has arranged all my buy-to-let mortgages for me. He takes all the hard work out of getting a mortgage and makes every transaction easy. I could not recommend Key Financial highly enough – with all the thousands of products and websites on offer, one phone call to Nick takes all of the pressure out of obtaining a mortgage. Nick has arranged all my mortgages for me over many years and I would recommend his professional and friendly approach to anybody.
We highly recommend Key Financial Advice Consultants for the fantastic work that they have done on our behalf. We have found their services and advice to be friendly, helpful and prompt.